How We Work Together
We view the financial planning process as a six step process:
- We establish our client-planner relationship. Through initial meetings and discussions, we make sure that we understand what you need from us and that you understand what we do for you.
- Once we both agree that we are a good fit for one another, we work to gather information about you, your finances, investments, financial goals and objectives.
- We analyze the data to evaluate your present financial status and to uncover any strengths and/or weaknesses relative to your goals and objectives.
- Based on our analysis, we develop your financial plan tailored to meet your needs. Your plan will be comprehensive and holistic, including investments, cash flow, budgeting, education funding, various insurance, retirement and estate planning tools to the extent appropriate for you.
- With your agreement, we then implement your financial plan and investment strategy as needed. We also work with various other professionals (e.g. insurance and estate planning needs).
- Going forward we monitor your plan to be sure you remain on track. We meet regularly to review where you stand relative to your goals and will always be here to address changes in your needs and circumstances.
- A sense of control over your finances
- The peace of mind that comes from knowing you have planned for the future
- The satisfaction of knowing that you are on track to meet your goals and address your concerns
- The excitement that comes from knowing you are pursuing your life dreams with concrete action
In addition to the financial benefits, our working relationship may also create invaluable intangible benefits for you that include: